Identity theft involves acquiring key pieces of an individual's personal information—such as his or her name; Social Security number (SSN); address; and date of birth—in order to impersonate him or her. This information enables an identity thief to commit numerous forms of fraud, including opening new bank accounts; taking over the victim's financial accounts; purchasing automobiles; applying for loans, credit cards, and Social Security benefits; renting apartments; and establishing services with utility and telephone companies. A thief can obtain all of this information online, over the telephone, or in person.
