INTRODUCTION

Imagine that you are trying to buy your dream home. Your credit history is impeccable, but your bank rejects your loan application because of your poor credit score. You begin to receive bills in the mail for credit cards you never applied for and bounced checks you never wrote. You have fallen victim to the fastest-growing crime in the United States according to the U.S. Department of Justice (DOJ)—identity theft.

Most people don't realize how widespread identity theft has become.

 

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